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If you need to get on the road and moving, the team at Alpha Car Finance are here for you.

We know that life sometimes throws a curve ball and before you know it the banks won’t lend you money. Even if you have unique financial circumstances, like a bad credit history, Alpha Car Finance may be able to get you into a car in the next business day*.
All you need is to:

  • Be 21 years or older
  • Be a permanent “Australian Resident” or citizen
  • Have a current drivers licence
  • Earn more than $35,000* pa
  • Have bad credit
  • Working part-time
  • Tradie or small business

*Subject to verification, suitability and affordability

If you tick all these boxes Alpha Car Finance can get you into your new car and on the road in the next business day.


If you cant meet all these criteria you can still talk confidentially to one of our loan consultants who may be able help you put together a better application. Call us on 1300 25 74 26

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Why Alpha Car Finance?

  • Super fast application and approval process
  • Large range of makes and models available right now!
  • Low upfront deposits
  • Fixed weekly or fortnightly repayments
  • All in one repayment amounts includes rego and insurance
  • Options to bundle in servicing, tyres and roadside assistance

Alpha Finance Blog

bad credit report

A bad credit report is not something someone would want to deal with, especially with regular and active consumers. Paying your bills every month can become such a daunting and heavy task that you sometimes try to escape from it, which can lead to a bad credit score. A poor credit score will certainly lead to a bad credit report, giving you the hassle of going through the repair (which can take a couple of months, or even years).

credit card credit score

A lot of factors can affect your credit score, and one of those is your credit card. Owning a credit card is a huge responsibility. You have to use it with caution, and before you do use it, it is advisable to compute and budget your expenses, and whether you have the capacity to pay for what you’ll be buying with it.

Financial Stress Money Save

Getting stressed out with financial matters is one of the things most adults dread. It is simply inevitable as we all have to pay our bills, not to mention the debts and extra expenses that we have to pay.

So, how does one get by the stress of financial matters? We discuss some tips here, so make sure to keep on reading to get rid of that weight on your shoulders.