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Why Choose Alpha Car Finance?

  • Same day approval
  • Car finance starts from $290 deposit with flexible repayment options
  • Includes rego & insurance with the option to include servicing, tyres, and roadside assistance

Applying is easy. Simply fill in the online form and wait for a callback within 2 business hours. After verifying your financial information, our specialists will give you the repayment details, fees and charges, and everything else you need to know. Apply now & own a car within 24 hours!

Choose a car from our extensive fleet
*Hover on a vehicle


Apply Online or by Phone
Fill up the online application form or give our friendly finance team a call

Income Verification
Submit the online application form along with the required documents and expect a decision within hours

Once your car finance application is verified & approved, you can drive your car on the same day

Claim Your Car
Our team will organise a convenient date for you to collect your car

We give every Australian a second chance at car finance:
  • People with Bad Credit
  • Part-time workers & unemployed
  • Single parents
  • On government benefits
  • Students 21 years and over
  • Startup businesses
  • *All subject to affordability assessment

Alpha Finance Blog

These days, small business owners are turning to bank loans, as investors are unfortunately offering tougher terms in return. Banks usually ask for tangible items such as personal homes and bank accounts from their customers, which is actually a dangerous feat for small business owners. They risk losing not only their businesses, but also the house that they are living in, or even their own personal savings. Remember that if you lose your business, you lose your personal assets as well.

These days, owning a car is becoming a necessity instead of a luxury. Everyone's headed to the office every single day, parents have to drive their children to school, and families need a car that they can always use for the holidays. However though, not everyone can afford a brand new car, and paying it upfront is kind of not an option. The good news is that you can turn to car finance if you really need one but still can’t afford it. All you have to do is listen to our advice, and you’re sure to get the car that you need to make your life more comfortable and convenient.

In this fast-paced life, owning a vehicle is now becoming a necessity instead of luxury. Commuting is becoming more difficult every day, and the roads are getting more and more congested. You weigh out your options, and decide that you really do need a car - but what if you can’t afford a brand new one just yet?