Melbourne is the city that is said to have four seasons in one day. Therefore, if you live and work in a city that starts out cold and overcast, rains a little and then turns on the sun in the afternoon, you need the flexibility of your own car, rather than risk being stranded in the elements. Melbourne is also one of the shopping capitals of the world. So, if you have been seduced by the brands, the outlets and the sales, you may also have picked up a bad debt or default along the way. Don’t worry, if this is the case, your past spending mistakes don’t have to stop you from securing car finance in Melbourne. All you need to do is work with Alpha Finance on their easy applications, to secure affordable bad credit car finance. Then you’ll be free to put some distance between you and your past financial transgressions.
Easily located in Tullamarine, Alpha Finance not only makes used car finance easy to apply for, but they also make it easy to manage. You will be approved in as little as 24 hours in most cases and need a low deposit from just $490. You’ll be able to choose from a fleet of hundreds of vehicles and the option to purchase the vehicle at the end of the term or upgrade to a new model.
Managing money is touted as one of the fundamental aspects of good adulting. So, when you attract a default or bad credit rating it can feel utterly demoralising. You don’t want your friends and family to know and you often feel like the future you’d laid out for yourself has been whipped away. However, when you apply for bad credit car finance with Alpha Finance, no one has to know. You can apply quickly and easily online and you can be behind the wheel of a new car in just a few days. No one needs to know you’ve worked with a bad credit specialist. All you need to do is choose the car that suits your needs, and the repayments that will fit into your budget.
While you can apply for easy car finance through the Alpha Finance website, you can also visit our offices in Tullamarine, just half an hour from the Melbourne CBD. Or if you have any questions about your application, you can give Alpha Finance a call. The application process is simple and won’t penalise you for bad credit or defaults on your credit report. You simply need to enter some personal details, your current income and the supporting documentation.
While being able to get behind the wheel of your own car when you have bad credit may feel like a gift from above, remember, a car isn’t just for Christmas, it’s a big commitment. Make sure you budget not only for the loan repayments but also for the ongoing maintenance of your vehicle. This means making a schedule for regular servicing and oil changes to keep your car running smoothly. Plus, it’s smart to have an emergency fund so that no matter what happens to the car, you can keep it on the road. The benefit of a used car loan with Alpha Finance is that your repayments include vehicle registration, CTP insurance and comprehensive vehicle insurance, so you’re saving around $30 per week just there.
You’re now ready to stop letting your bad credit rating define you and start moving forward with the vehicle you need and deserve from Alpha Finance today.