Bad credit can happen to anyone. Chances are you know people who have low credit score or defaults on their credit history. However, it’s something that we are easily ashamed of. This is often because the ramifications of bad credit ripple out into so many areas of our lives. A bad credit history can stop you from getting that personal loan so you can’t afford to go on holiday with your friends. Or you may not be able to get approved for that new phone plan, so you have to keep using an embarrassingly old handset.
Well, Alpha Finance is here to stop those ripples in their tracks and get you back on the road to the lifestyle you want and need. Firstly by getting you behind the wheel of a new car, regardless of any financial missteps in your past.
Melbourne is a great city for shopping, cafes and nightlife. However, it can be a bit bustling to live in full time. Therefore, if you want the cosmopolitan lifestyle without the crowds, you may have chosen to live just 35 kilometres outside of the city in Dandenong. The beautiful Dandenong region is a great place to live, so you want to spend as much time there as possible, rather than wasting time commuting on public transport.
That is why you need your own vehicle, to make the easy one-hour drive between the CBD and home flexible and give you more freedom to enjoy your spare time. Alpha Car Finance in Dandenong can make that easy commute a reality with a quick approvals process. Choosing car finance in Dandenong from Alpha Finance also means you will only need a small deposit and you can start choosing from a fleet of hundreds of vehicles across a range of makes and models. You can also choose to own your vehicle at the end of the lease agreement, or upgrade to a newer model. You also don’t need to worry if you have some black marks in your credit history either, because Alpha Finance Dandenong are bad credit car finance specialists.
You can quickly and easily finance a car when you have bad credit, thanks to Alpha Finance Dandenong. The online process is fast and easy, you simply enter some basic personal information and supporting documentation to show your current earnings. If you want to apply over the phone or you have questions about the application, Alpha Finance can help you out from their offices.
Your application will be approved in as little as 24 hours, so you can be driving away in your new car in a matter of days. Alpha Finance has a range of hundreds of vehicles in their fleet for you to choose from. If fuel efficiency is your biggest concern for that commute to Melbourne, choose a medium family car. Or if you’re looking for a relaxing roadster for those weekend trips, choose something sportier from the range.
Getting back behind the wheel is a big responsibility, and not just for your own and others’ safety. While you’re budgeting for your car repayments, also make sure you can afford the ongoing maintenance required on the vehicle. Car servicing and oil changes need to be carried out every 6 or 12 months depending on the vehicle and how many kilometres you’re driving. Scheduled servicing is also an opportunity to identify any dangerous, damaged or worn parts that need replacing. It is much easier and more affordable to replace parts before they break down. In a roadside emergency, you can be charged a premium for everything from towing to labour and this will quickly blow your budget.
If you’re ready to escape the hustle and bustle of the city for your home in Dandenong, then head to the online application for Alpha Finance now for car loans Dandenong residents trust.