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bad credit car loans brisbane

Brisbane Car Finance

Car Finance approved in minutes

Our Brisbane Location

453A Beaudesert Rd,
Moorooka, Brisbane QLD 4105

07 3277 9122 – Local Call
1300 257 426 – Aust Free Call

Mon – Fri 8:00am – 4:00pm
Sat – Sun 8:00am – 12:00pm

Car Finance Brisbane

Brisbane is the third largest city in Australia, so it helps to have your own vehicle to get around. While there are comprehensive public transport systems that help inner city travel, when it comes to the weekends, especially when the coast is only a short distance away, a car will give you the freedom of your own timetable and space to plan your trips.

We know applying for car financing can be a stressful and intrusive process. If you had some trouble paying your bills on time in the past or are swamped with credit card debt, then the application can also be for naught, because you are considered to have bad credit. While many lenders aren’t interested in how or why you have ended up with bad credit, or all the steps you’re taking to rectify your mistakes, Alpha Finance in Brisbane won’t hold a bad credit report against you.

Why? Car finance in Brisbane is possible even if you have bad credit, because it’s affordable and easy to manage. Alpha Finance Brisbane will work with you to make sure you can comfortably manage your car repayments – you only need to provide a small deposit and set up repayments in an affordable way.

Bad credit car finance from Alpha Finance in Brisbane is also more than just a loan. You’ll have the option to purchase the car at the end of the lease or to upgrade to a newer model or a bigger vehicle.

You’ll know if you’re approved within 24 hours and could be on the road in your choice of vehicle to suit your needs and lifestyle in as little as a couple of days. Complete your online application form now to get pre-approved in 60 seconds.

Why We Offer You Car Finance in Brisbane Even with Bad Credit

Money has never been easier to get and harder to manage these days. Have you ever been:

  • offered a credit card when all you wanted was to buy a new television?
  • decided to use Afterpay or ZipPay but then fell behind on your instalments because your manager cut back on your shifts?
  • thought you could handle the repayments on the money you borrowed to go on holiday until your hot water service broke and your cash flow dried up?

Not to forget our normal living demands that don’t stop, like food, rent and the other must-haves like insurance and clothing. So, we get it! It’s not hard to fall behind on one or two bills along the way.

At Alpha Finance in Brisbane, we are not going to let those past mistakes get between you and another essential in your life – the freedom of having your own vehicle!

How We Finance a Car with Poor Credit in Brisbane

When you know there are marks against you on your credit report it can feel daunting to even think about applying for a car loan. Then it comes time to delve into all the details of those missed payments that led you to have bad credit. Alpha Finance in Brisbane makes the application process easy if you are looking for bad credit car finance, so that you can be driving away in as little as 48 hours.

All you have to do is complete your online application form which asks for just a few personal details, upload a few supporting documents and you’re underway. If you have any questions or problems with the car finance application you can call our Alpha Finance Brisbane location on 07 3277 9122 for help, or drop into their offices in Moorooka at 453 Beaudesert Rd, just 20 minutes from the Brisbane CBD.

Then you get to rent to own your new car from our range of hundreds of vehicles in a make and model to suit your needs. In just a few days from now, you could be pulling into your office carpark in the Brisbane CBD in your new compact car. Or you could be loading the family into your new SUV for a road trip to see the tranquil Daintree Rainforest.

Getting the Most from Your Newly Financed Car in Brisbane

If you look after your newly financed car from Alpha Finance Brisbane, it will look after you. A car can be a big ongoing expense, but not if you invest your time to manage the maintenance. Regular servicing and oil changes will keep your car running smoothly and avoid many costly breakdowns and repairs which can quickly throw your budget off course again.

We can recommend going for a car service every 6 months, checking your car’s lights, fluid levels, brakes, tyres and electrics. Also, when you budget for car finance, make sure you are looking at the repayments and leave room for an emergency fund so you can repair any faults as soon as they arise.

Put your bad credit behind you with Alpha Finance in Brisbane. Call us on 07 3277 9122 or start your online application now so you can hit the road!

You can find our vehicles available in locations across Australia for easy car finance in Adelaide, Gold Coast, Melbourne, Newcastle, Perth and Sydney.

Regular Service and Maintenance