Applying for car finance with poor credit can be challenging. Alpha Finance relieves that stress through our simple and easy process. No matter your circumstance, we can find the right car finance lease – even if you have bad credit.
If you’re questioning your eligibility for car finance – don’t! Alpha Finance doesn’t hold your past against you. We look and assess your current financial situation without weighing too heavily on your past.
We don’t discount the 17% of Australians who have been denied because of their bad credit – in fact, we embrace them.
We accept applications from all circumstances: bad credit, bankrupt, self-employed, new visitors to Australia and pensioners.
Review the selection of cars available for lease with Alpha Finance.
In order to be approved, you will need to provide a few documents needed for car financing.
Applying Is That Easy! You’ll be notified of your approval once successful, and we will work with you to determine which lease agreement is best suited for you and your lifestyle.
Lease agreements are available for 36, 48 or 60 months.
Once submitted, your online application form is processed within 24-hours. Unlike other financiers, our car finance approval time is quick and easy – typically only taking 1-2 business days.
After your initial assessment has been conducted, you will be notified immediately after if you have been provisionally approved.
Your car can be collected as soon as your upfront payment is ready. Depending on the vehicle type, your upfront payment ranges from as little as $490 to $990.
If you have any further questions regarding the upfront payment, our Sales Finance Consultants are more than happy to provide more information.
Unlike other finance companies, Alpha Car Finance specialising in assisting Australians who would otherwise be declined by big banks and financial institutions.
We are dedicated to securing you a new vehicle through our affordable Car Finance Lease plan. This includes a low upfront deposit and agreed low fixed weekly repayments.
Alpha Finance provides two principle options which are included in your Fixed Weekly/Fortnightly Payments for the term. You can choose between:
Other car finance companies don’t offer such a comprehensive and flexible plan. Most agreements require a 20-30% deposit – which can range from $4,000 to $5,000.
Alpha Car Finance ensures that the maximum you’ll pay for your deposit is $990.
Experience the benefits of financing a car with Alpha Finance.
Even without knowing the exact details of what you want, it is important to gather the car finance documents required and apply when you can. This will enable you to prepare, see what leases your eligible for and work with our team to determine what is most suitable for you.
Your application will provide answers to what options are available to your budget and which vehicle is best for your every-day life. Car financing is convenient, easy and fast – even with bad credit – so there is no daunting pressure when applying online.
With Alpha Finance, getting car financing with bad credit is easy. All that is required is for you to fill out our online application and provide the documents needed for car financing (proof of identity, proof of income, bank statements and proof of residence).
Alpha Finance specialises in assisting Australians who have bad credit. Our focus is to get you back on the road, all while improving your credit score with our low fixed payment and low deposit.
Having bad credit shouldn’t stop you from having a car. Alpha Finance ensures you have a lease agreement that matches your lifestyle and budget.
Bad credit doesn’t exclude you from being approved for car financing. Our team processes your online application with required documents within 24-hours and notify you if you have been approved.
There is no “one-glove-fits-all” for car loans or financing – especially when you have bad credit. Alpha Finance assess the needs and affordability of every case and works with you to choose with lease agreement is most suitable for your lifestyle and budget.