We now live in a world where ratings, credits, and reviews are seriously considered. It can be one of the deciding factors whether you are going to eat at a certain restaurant or see a movie. You search for reviews and ratings from other people online, especially if you are planning on something huge like buying a house or getting a car lease in Brisbane.
Speaking of getting a car finance, there are some things that you should consider before applying. One is taking a peek at your credit score, which is a crucial requirement when applying for a car finance. Today, we are going to discuss how you can take a look at your credit finance - it’s really simple.
What is a Credit Score?
A credit score is a number that indicates if you are a good payer or not. The numbers start from 0 all the way through 1,000, and the higher your credit score is, the better. To be considered a good payer, you must have at least a 500 credit score. If you do have a score of more than 500, then you will get better offers from banks, telephone companies, utility, and insurance companies. Having a bad credit score can affect your loan applications, as it can make companies feel hesitant when it comes to approving you.
How Can I See My Credit Score?
There’s this website/company called Credit Simple, and they can help you see your credit score. It’s really simple:
- Click on the “See your score” button
- Sign up with either Facebook, Google Plus, or your email address
- Fill up the form and complete your details
- Click on the “See your score” button once again
- See your credit score!
It’s totally free, easy, and fast! You need not worry about sharing your data with the website, as the website has the same level of security as the banks do. Your information is totally secure and they would not share it without your consent. The score being shown on their website comes from Dun & Bradstreet, a credit reporting agency recognized worldwide.
If you are planning on getting a new car, then I suggest you look at our fleet. We have an End Financial Year Sale Going On, and you can save some bucks by applying before it ends! You have to hurry though, as units are flying fast. See you soon and good luck!